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Privacy Policy

Last Updated: June 23, 2025

Information We Collect

All American Insurance collects personal information necessary to provide insurance services and comply with Florida insurance regulations. This includes:

  • Personal Identifiers: Name, address, phone number, email address, Social Security number, and driver's license number
  • Financial Information: Credit history, banking information, and payment details for premium processing
  • Insurance Information: Policy details, claims history, and coverage preferences
  • Vehicle Information: Vehicle identification numbers, registration details, and driving records
  • Property Information: Property addresses, values, and relevant characteristics for coverage

How We Use Your Information

We use your personal information for legitimate business purposes, including:

  • Providing insurance quotes and policy administration
  • Processing premium payments and handling claims
  • Underwriting and risk assessment as required by Florida insurance law
  • Communicating policy updates and important notices
  • Fraud prevention and regulatory compliance
  • Improving our services and customer experience

Information Sharing and Disclosure

We may share your information with third parties only as permitted or required by Florida law:

  • Insurance Companies: We share information with our carrier partners to underwrite policies and process claims
  • Service Providers: Third-party vendors who assist with business operations under strict confidentiality agreements
  • Legal Requirements: When required by Florida law, court order, or regulatory authorities
  • Fraud Prevention: Sharing with insurance industry databases to prevent fraudulent activities

We do not sell your personal information to third parties for marketing purposes.

Your Rights Under Florida Law

As a Florida resident, you have the following rights regarding your personal information:

  • Access: Request access to the personal information we maintain about you
  • Correction: Request correction of inaccurate or incomplete information
  • Opt-Out: Opt out of certain marketing communications
  • Notice: Receive notice of our privacy practices and any material changes

Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include:

  • Secure servers and encrypted data transmission
  • Access controls limiting employee access to necessary information only
  • Regular security assessments and updates
  • Secure disposal of records containing personal information

Retention of Information

We retain your personal information for as long as necessary to provide services, comply with legal obligations, and resolve disputes. In accordance with Florida insurance regulations, we typically maintain records for at least seven years after policy termination.

Cookies and Website Technology

Our website may use cookies and similar technologies to enhance your browsing experience. These technologies help us:

  • Remember your preferences and settings
  • Analyze website traffic and usage patterns
  • Improve website functionality and user experience

You can control cookie settings through your browser preferences.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices or applicable law. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date above.

Contact Information

If you have questions about this privacy policy or wish to exercise your rights regarding your personal information, please contact us:

All American Insurance
18001 Old Cutler Road, Suite 433
Palmetto Bay, FL 33157

Phone: 305-233-0855
Email: info@allamericaninsurance.com